Let’s advocate so the answer to the following question is “NONE”
A fascinating study entitled: How Much Does Racial Bias Affect Mortgage Lending? Evidence from Human and Algorithmic Credit Decisions
https://www.philadelphiafed.org/-/media/frbp/assets/working-papers/2024/wp24-09.pdf
Let’s spread love everyone. We need to make housing available to everyone regardless of race as a factor to mortgage lending. Let’s spread our love and advocate for respecting people and their human dignity that accompanies homeownership in America.
